Wide Lender Selection
If you limit yourself to storefront cash advance lenders, you won't have much of a selection. Your choices will only be as plentiful as the number of payday advance companies in your area. You then risk choosing your lender based on geographic location rather than quality. Instead, you can opt for an online cash advance and choose from hundreds of quality lenders around the country. You won't have to take time out of your day to drive around to find a lender; in fact, you don't even have to leave your house. You can handle the entire cash advance transaction online from start to finish (varies by lender).
Limited Paperwork
In-person payday advances require you to fill out document after document, which is a waste of paper as well as your time. You might also have to present the lender with copies of your bank statements, pay stubs, etc. By contrast, with an online cash advance, the process is mostly paperless. You request the loan with an online form, you submit all of your information electronically, and there are no checks involved (varies by lender). Although some lenders may ask you to fax in certain documents, there are many lenders that offer completely paperless cash advances online (varies by lender).
Faster Turnaround
When everything is processed electronically, the loan transaction goes much faster and more smoothly. An online cash advance is one of the quickest ways to borrow money. With an in-store cash advance, you usually have to deal with long lines and wait for the company to process a postdated check. Cash advances online don't bother with the cumbersome check process. Instead, they request your permission for an electronic authorization to credit and debit your bank account (varies by lender). This eliminates the need for check writing, thus saving a great deal of time.
More Loan Options
Internet-based lenders tend to offer more diverse types of cash advances than storefront lenders. Storefront lenders tend to hold borrowers to very strict and very small loan amounts. Online cash advances, on the other hand, come in all shapes and sizes. You can find lenders that offer loans as little as $100 or as large as $1000 or more (varies by lender). Additionally, some lenders allow you to choose from a traditional online advance or paperless online cash advance (varies by lender).